Accepting payments
To accept debit/credit card payments from visitors to your website, you will need to open an account with a payment gateway.
A payment gateway is an online platform that allows website visitors to enter their card details on your website, enabling money to be deducted from their account and placed into your account with the payment gateway (later to be remitted to your bank account).
Payment gateways now facilitate payment through methods other than debit and credit cards and include virtual wallets (such as PayPal) and payment platforms like Apple Pay and Google Pay.
For each payment you receive, payment gateways charge a processing fee for processing the payment. The fee usually consists of two parts: a fixed fee (e.g., £0.20) no matter the payment value, and a variable fee calculated using the payment value (e.g., 1.50%).
There is no limit on the number of payment gateways you can activate on your website.
ShopWired Payments
ShopWired provides its own payment gateway service, ShopWired Payments, which is integrated directly into ShopWired. Being integrated into ShopWired directly means that every aspect of your payment gateway account is also managed through your ShopWired account (such as transactions, account settings, refunds, and balance information).
You can open a ShopWired Payments account from within ShopWired by navigating to Checkout > Accepting payments and selecting the option to open an account.
Opening an account with ShopWired Payments takes around 5 minutes to complete. You'll need to enter details about yourself, your business, and the types of products you intend to sell. You'll also need to provide photo ID. Once the account is open, you can begin accepting payments from your website visitors immediately.
Read more about ShopWired Payments.
ShopWired Payments is the recommended payment gateway to use:
- It integrates directly into ShopWired.
- There is no requirement for
- It supports features such as subscriptions and pre-orders not available on other payment gateways.
- It supports payment by , Apple Pay and Google Pay.
The processing fees charged by ShopWired Payments are determined by the type of card used by your customer to make the purchase and the fee schedule.
Other payment gateways
Other payment gateways
ShopWired integrates with over 30 payment gateways (including PayPal) which you can link to your ShopWired account and website to accept payments.
If you already have an account with a payment gateway that ShopWired integrates with, you can enter the account credentials (supplied by your payment gateway) into your ShopWired account and start accepting payments on your website immediately.
Read more about the payment gateways ShopWired integrates with.
Transaction fees
Transaction fees
On ShopWired, we specifically refer to the fee charged by ShopWired Payments (and other payment gateways) for transactions that you process through your payment gateway account as processing fees.
Transaction fees are fees that some ecommerce platforms, like Shopify, charge their users for processing orders from other payment gateways. For example, if you use Shopify and take payments via PayPal, you will be charged a processing fee by PayPal (for taking the payment) and a separate, additional transaction fee by Shopify for taking an order from a payment gateway other than Shopify's own payment gateway, Shopify Payments.
ShopWired does not charge transaction fees for using any external payment gateways.
In addition to the above, on ShopWired there is a transaction fees app which allows you to charge your own customers an additional fee for different payment gateways.
